Ziroomreliesoncreditratingstovetlong

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Ziroom,aChineseappsimilartoAirbnbbutforlong-termrentals,isplanningtouseindividualcreditratingsofusers,ratherthancashdeposits,toauthenticateleasingtransactions.

Thecompany,whichisChina'sfourth-largestonlineresidentialleasingapp,willalsousesmarttechnologiesandbuilt-insmartfurnitureintheroomstheyarehiringout.

"WewillmakeuseofourallianceswithotherfinancialtechnologycompaniessuchasZhimaCredit,aunitofAlibabasubsidiaryAntFinancial,togaugethecreditworthinessofourfuturetenants,"saidXiongLin,chiefexecutiveofficerofZiroom."Clientswithgoodcreditrecordscanrentplaceswithoutpayinganydeposit."

MostoftheChinesehouserentalfirmsusuallychargefivemonths'rentsatonego－onemonthrentasdeposit,threemonthsrentpayableinadvanceandanextraoneasagentfee,posingaheavyburdenfornewtenants.AccordingtoZiroom'sdata,around30percentoftheappuserscanbenefitfromthenewpolicies.

XiongalsosaidZiroomisintalkswithotherfintechcompaniestocreateabiggerdatasharingnetwork.

Ziroomisnotthefirstapp-basedplatformthatischallengingtraditionalindustrialnorms.AntFinanciallaunchedasimilarsystemineightpilotcitiesincludingBeijingandShanghai,allowingqualifiedtenantstoskipthedepositfee.Over1millionhouseswillbelistedonitsplatform.

YanYuejin,ananalystatapropertyinformationproviderE-houseChinaR&DInstitutesaidcreditmanagementhassofarbeenagreyareaintheChinesemarket.

"CompanieslikeAntFinancialandZiroomareintroducingpersonalcreditscoresinthehouse-leasingbusiness.Thiswillcreateanewmechanismandaregulationsysteminthemarket,"Yansaid.

"Suchinnovationwithinthefintechsectormayrockthetraditionalmarket,"saidChenSheng,presidentoftheChinaRealEstateDataAcademy."HouserentalsareanoveratrillionyuanmarketinChinaandthefinancialdataofconsumersisveryvitaltothebusiness."

ButsomeindustryplayersaredoubtfulwhetherthecreditratingsystemwouldimposesufficientsafeguardsasagoodcreditscorefromfintechplayerslikeZhimaCreditdoesnotnecessarilytranslateintosufficientbankcredit.

"Itdoesnotcosttoomuchfortenantstoviolatecontracts,"saidLiuXiang,CEOofUoko.com,aChengdu-basedonlineleasingwebsite."Thepenaltysystemisyettobefurtherexplored.

"Internet-plushouse-leasing"agencieshavebeenonabumpyroadespeciallywhenitcomestocompetingwithbrick-and-mortaragenciesinresidentialareas.Thetraditionalleasingagencieshaveeasyaccesstohousingresourcesandtheabilitytomakequickdeals."

Dingding,anonline-to-offlineappthatwaslaunchedin2015,madeamarketsplashbyclaimingnoagentfees.Itlost200millionyuan($30million)anddidnotmakemuchheadwayinsecuringrealestateresources.Itsparent,Lianjia,China'slargestrealestatebroker,pulledtheplugontheventurein2016.

Someinternet-basedleasingfirmsareusinginnovationtosecureresourcesandattractusers.OnesolutionZiroomhasutilizedhasbeentotakeovertheflatfromthelandlordandfurnishitinanappealingway.

Inthefuture,thecompanyplanstointroducesmartfurniture,suchasfitnessequipmentandtelevisionprogramsthatchargebytheminute.Tenantscanalsousethelaundryonapay-as-you-gobasis.Xiongsaidsuchupgradeswillsuityoungstersandreducethetroubleforinteriordecoration.

However,AndyXu,a27-yearoldpostgraduatewhoiscurrentlylookingforaplaceinBeijingviaZiroom,saidwhilesuchchangeswilleasethelivingburden,itwouldmaketheroomlessofahome.

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place题目答案解析,place题目答案解析1

Ziroomreliesoncreditratingstovetlong

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6.6iPhoneAppstoRedesignYourHomeUsingAugmentedRealityBefore you order online or drive out to an IKEA store, consider downloading IKEA Place. This app offers true-to-scale models of popular furniture items so you can see if a particular piece would look good in your home. You can also get inspired by new designs and your room updates. https://www.makeuseof.com/ar-interior-design-apps-iphone/
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9.HowToArrangeLivingRoomFurnitureWithATVAndFireplaceIdeally, this floor plan is drawn to scale on a piece of graph paper or using a room design app (ie. you measure the length of all your walls and your furniture, and then draw them the right size in the right place so that you know everything fits). https://www.fromhousetohome.com/living-room-layouts/
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14.2020年912月最新雅思口语题库Part1Furniture(家具) Is there much furniture in your room? What kind of furniture would you like to buy? Which furniture do you like best in your home? Who has bought or gave furniture to you? List(清单) Do you make a list when you shop? http://chengdu.gedu.org/Article/195b1cc6-45b2-41ab-ba07-2ab12f7fdabe.html
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16.VirtuallyStepintoYourNewHomewithiStaggingARAppSome of the prettiest demos for virtual reality over the past couple of years have been architectural concepts, but they’ve never been quite as personal as this. With iStaging’s new app, you can overlay new furniture in any room in your house, in real time at actual size, giving you https://www.digitaltrends.com/computing/istaging-vr-and-ar-apps/
17.FurnitureStoreinCovina,CAIKEA Family members can sell select gently used IKEA furniture in exchange for in-store credit!and a place to hang your big yellow bag- these shopping strollers make navigating the store muchdining room furniture,home décor, living room furniture and outdoor furniture. IKEA Covina is commhttps://www.ikea.com/us/en/stores/covina/
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22.AppleVisionProappsareontheAppStorenowIn preparation for Friday's Apple Vision Pro shipments, the company has turned on listings for individual apps for the headset.https://appleinsider.com/articles/24/02/01/apple-vision-pro-app-pages-have-started-going-live
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27.LibraryNewsRunRunShawLibraryWe are thrilled to share that City University of Hong Kong (CityUHK) has recently achieved an outstanding 25th position globally among 749 universities, securing 8th place in Asia and 2nd in Hong Kong in the inaugural "Times Higher Education Interdisciplinary Science Rankings 2025 in association https://www.cityu.edu.hk/lib/about/news.aspx
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